Auto insurance in West Virginia is required by law, but in very minimal amounts. According to West Virginia's Financial Responsibility Law, the following coverage is required to drive legally:

•     $20,000 injury coverage per person
•     $40,000 injury coverage per accident
•     $10,000 property damage coverage per occurrence

This isn't a lot of coverage, so you should always consider purchasing more than the required amount. You can request quotes from multiple companies to compare various types of coverage and find what works for you. You might be surprised to see how inexpensive higher coverage can be with the right companies. Especially if you have a clean driving record, you should be able to find a very high amount of coverage for only a few dollars more than the minimum liability.

If you are a good driver or have other special circumstances, you may be eligible for discounts on your auto insurance in West Virginia. You need to ask the insurance companies that you apply with to see what you are eligible for, but some discounts can include:

•     Multiple Vehicle
•     Multiple Policy
•     Vehicle Safety Features (airbags, anti-theft systems, etc.)
•     Good Driver
•     Good Student

Insurance rates are calculated based on your driving record, the type of car you're insuring, and the amount of coverage that you want. As long as you shop around and compare insurance quotes, you should be able to find affordable auto insurance in West Virginia.